Storm Damage To My Roof

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Storm damage to my roof.

Will your insurance pay for storm damage to your roof. What storm damage might look like. Because your roof provides your home with its first line of protection from the elements any damage to it could result in an increase in the total damage done to your home. Storm 1 blows a bunch of shingles off a roof.

Also if any water stains appear on your ceiling or walls you likely need repairs or a roof replacement. Sometimes the signs of roof damage are pretty obvious like water spots on a ceiling and curled or missing roof shingles. Missing shingles can lead to leaks and other interior damage. You may also see broken or damaged roof flashing wet walls water issues around your home s exterior or winter ice damming.

Other wind damage may not be easy to see especially if the adhesive seal that provides a water shedding surface is broken. As a result insurance claims have been multiplying mostly through water damage. Immediately after a natural disaster major storm or roof hail damage you should be assessing the condition of your roof right away after you make sure everyone is safe and the property is safe to enter of course. Storm damage has been a regular topic in the news in the uk over the past few months particularly in the south of england.

Storm 2 a week later brings wind driven rain that gets into the unprotected home and destroys everything it touches ceilings walls flooring electronics and more. Damage that can be done by storms if you ve already had a storm and encountered damage to your roof then you ll be seeing some of a variety of different issues. Inspect your attic for leaks or water damage. How start your roof claim.

A standard homeowners insurance policy will cover water damage and roof leaks unless they re the result of gross negligence on your part. Look for damage right away. In many cases high winds will catch any loose shingles on the roof pulling them up and in some cases pulling them away entirely. Thunderstorms tornadoes hailstorms and hurricanes can tear shingles from your roof and give your roof a beating with tree branches.

Posted on 6th april 2014 by richard hannan. The effects of mother nature at times can be very damaging to homes especially along the coastline. Your insurance policy will only cover your roof repairs if they are demonstrated to be caused by a storm or other peril. This is why many homes must be gutted or demolished after hurricanes.

Wind damage significant wind can cause shingles to blow off the roof deck. Some ways your roof may sustain storm damage are from hail wind ripping off shingles vents or chimneys or a tree falling on your house.